I was in a head-on accident caused by a driver on THC and opioids. He was killed, and I nearly died from severe bleeding. I had cuts across half my leg, a broken femur, ankle, wrist, collarbone, and ribs. The ribs punctured my stomach causing a hernia; the seatbelt damaged my appendix causing an appendectomy. I needed blood transfusions, IV anti-fungal treatments, and antibiotics. I was in Baptist hospital for 5 weeks, and then spent 4 months in rehab learning to walk again. I hired Rachael Gilmer to represent me in dealing with the insurance companies. It was the best decision I could have made. Rachael with her team, helped me get a settlement to pay for my medical bills. I can’t say enough positive things about them. They were knowledgeable, answered my questions, kept me informed of progress, and provided valuable advice. They were exceedingly kind and caring. The accident reinforced the importance of a personal umbrella liability policy with uninsured/underinsured motorist coverage. I would recommend that anyone seriously injured hire Rachael and her team. I am so thankful and grateful to them for helping me put my life back together after this horrible experience.